As we aim at making our Console as user-friendly as possible, we have translated our API payment statuses into easily understandable statuses that reflect the payment process in the Fintecture back-office.
Please, find the mapping convention below.
Console Statuses | API payment status | Products | Meaning |
 | PAYMENT_CREATED | BNPL, Immediate Transfer, Payout, Refund, Smart Transfer | The payment is confirmed and guaranteed. |
 | PAYMENT_PENDING | Immediate Transfer, Refund, Smart Transfer | Awaiting funds (the payment is not guaranteed at this point) |
 | PROVIDER_REQUIRED or SCA_REQUIRED when initial_payment_type='RequestToPay' | Immediate Transfer, Request to Pay, Smart Transfer | Awaiting an payment confirmation action from the user |
 | PAYMENT_PARTIAL | Smart Transfer | A part of the total amount expected was received. |
 | N/A: applies to payment_created with transfer_state = ‘overpaid’ | Smart Transfer | Funds superior to the total amount expected were received. |
 | PAYMENT_UNSUCCESSFUL | BNPL, Immediate Transfer, Refund | The payer has encountered an error upon attempting to pay. |
 | PAYMENT_CANCELLED | BNPL, Immediate Transfer, Payout, Refund, Smart Transfer | You have cancelled the payment and no longer expect the funds. |
 | PAYMENT_EXPIRED | BNPL, Immediate Transfer, Payout, Smart Transfer | The expiration date you have set for this payment has been reached. |
 | N/A | BNPL, Immediate Transfer, Smart Transfer | The payment is flagged due to suspicious activity. |
 | PENDING_VALIDATION | Payout | A third party validation is necessary for the payment to be processed. |
Refund waiting | N/A: applies to sessions with refund_status = 'refund_waiting’ | Refund | Refund pending. Applies to refunds from payment or Fintecture accounts. |
 | IBAN_REQUIRED | Payout, Refund | The recipient of the payment needs to proceed with their identification for us to retrieve their IBAN. |
 | IBAN_RECEIVED | Payout, Refund | The recipient of the payment proceeded with their identification and we retrieved their IBAN. |
Please, note that these are subject to change as we keep improving our payment solutions.